Is Wells Fargo offering balance transfers?
Yes, you can complete a Wells Fargo balance transfer online. If you want to do an online balance transfer with Wells Fargo, start by logging in to your Wells Fargo online account. Select “Accounts” to open a drop-down menu, then select “Request Balance Transfer” from that menu.
How much is Wells Fargo balance transfer fee?
IMPORTANT DISCLOSURES
| Annual Fee | None |
|---|---|
| Transaction Fees | |
| Balance Transfers | Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5. |
Is a Wells Fargo Platinum Card good?
The Wells Fargo Platinum credit card is a very good credit card for people with good credit or better who want a long-lasting 0% introductory APR and a $0 annual fee. Wells Fargo Platinum offers 0% for 18 months on new purchases and 0% for 18 months on qualifying balance transfers – both months longer than average.
What is the Platinum Card Wells Fargo?
The Wells Fargo Platinum card is best for those looking for a basic card with no annual fee that gives you an extended interest-free period on balance transfers and purchases. You’ll be able to pay down high-interest credit card debt or finance a big purchase without paying interest fees for 18 months.
What happens if I balance transfer too much?
Avoid transferring a balance up to the new card’s full credit limit. If you transfer a balance that either maxes out your new card or gives it a really high utilization rate, that could hurt your credit score. A maxed-out card can lower your score by more than 100 points, according to myFICO.
What is the best balance transfer offer?
The best balance transfer credit cards offer 0% balance transfer APRs that last for the first 15-18 months, usually with no annual fee and a balance transfer fee of 3%. A balance transfer won’t automatically solve your problems.
How often should you use balance transfer offers?
Know the limits on your balance transfer Some balance transfer cards put a hard limit on the amount of debt you’re allowed to transfer.
Does a balance transfer offer a good deal?
A credit card balance transfer with a 0% annual percentage rate (APR) seems like a great deal: Pay 0% APR on transferred balances for up to 21 months. These offers can, in fact, be tremendous money-saving tools if used wisely. Understanding what’s in it for the bank and credit card company before signing up, however, can help avoid costly mistakes.
Which balance transfer offer is better?
Citi Simplicity® Card